According to the American Veterinary Medical Association (AVMA), more than 4.5 million people suffer dog bites each year in the United States. One in five dog bite victims requires medical attention to treat their injuries. Dog bites cause serious injuries, including puncture wounds, lacerations, soft tissue damage, broken bones, and infections. These injuries often result in expensive medical bills, several days of missed work, and significant pain and suffering.
If you were the victim of a dog attack near Jackson, Mississippi, you may be able to recover compensation for your expenses through an insurance settlement. The attorneys at Derek L. Hall, PC can help you understand your legal options and file a claim against the negligent dog owner’s insurance policy. Derek L. Hall, PC has fought for Mississippi personal injury victims’ rights and interests for over a quarter-century. When you hire one of our attorneys to represent you, insurance companies know they must treat you fairly or face the consequences.
Contact us today for a free initial consultation to learn more about dog bite settlements and how to pursue the money you deserve for the harm you suffered.
What Are the Different Levels of Dog Bites?
Dog trainers and veterinarians use Dr. Ian Dunbar’s dog bite scale to evaluate the likelihood that a dog will continue to show dangerous behavior toward other people. It can also classify the severity of dog bite injuries. Dr. Dunbar’s scale includes six levels of dog bites:
- Level 1 — A Level 1 dog bite is not actually a bite but simply aggressive behavior. The dog may snarl, show its teeth, or snap at the air but does not touch human skin. Level 1 bites are among the most common and are typically the result of a nervous, energetic, or uncontrolled dog. Dogs that commit Level 1 bites can usually be retrained with consistent conditioning.
- Level 2 — A bite involving contact with human skin but no puncture is a Level 2. Slight bleeding may occur due to the movement of teeth against the skin. Like Level 1 bites, they are typically the result of a scared, hyper, or uncontrolled dog. Dogs that commit Level 2 bites can also typically be retrained.
- Level 3 — A Level 3 bite involves one to four punctures to the skin no deeper than half the length of the dog’s canine teeth. Lacerations may also occur when the victim pulls away from the dog or the owner pulls the dog away from the victim. Dogs that commit Level 3 bites may be retrained but require owner compliance, which can be time-consuming and risky.
- Level 4 — With a Level 4 bite, there are one to four punctures, with at least one puncture deeper than half the length of the dog’s canine teeth. Bruising or lacerations may also occur around the wound. Dogs that commit Level 4 bites are considered dangerous and must be strictly controlled by their owners.
- Level 5 — Level 5 is a multi-bite incident with at least two Level 4 bites, or a multi-attack incident with at least one Level 4 bite in each attack. Dogs that commit Level 5 bites are extremely dangerous and should be kept away from people. Euthanasia may be recommended.
- Level 6 — A level 6 bite results in the victim’s death. Dr. Dunbar typically recommends the dog be euthanized because the alternative is solitary confinement and low quality of life.
What’s the Average Settlement for a Dog Bite in Mississippi?
It’s difficult to determine an average dog bite settlement amount. A dog bite settlement depends on the severity of the injury and the facts of the case. But according to the Insurance Information Institute (III), homeowners’ insurance liability claims related to dog bites totaled $882 million in one recent year. The average cost per claim was $49,558.
An experienced dog bite attorney can review your circumstances and estimate the amount you can expect from a dog bite settlement in your case.
Can I Still Receive Compensation If It Was a Minor Bite?
Even minor bites can have serious consequences, such as medical complications, lost wages, and mental anguish. You may still be able to receive compensation after a minor bite if you can prove that the dog owner was liable for the attack.
With the assistance of an experienced dog bite lawyer, you could recover compensation for the following losses:
- Medical expenses related to the dog bite
- Lost wages from time missed at work due to your injuries
- Lower earning capacity if your injuries prevent you from returning to work
- Pain and suffering
- Emotional distress
- Disfigurement
- Loss of enjoyment of life
How Long Does It Take for a Dog Bite Settlement?
Some dog bite claims settle in as little as a few weeks, while others can take months or over a year to settle. The facts of the case, the severity of your injuries, and the insurer’s determination all affect this timeline. One important consideration is whether the dog has attacked in the past, which could make its owner liable for your injuries. In other cases, you must show that the dog’s owner was negligent to recover compensation.
According to Mississippi’s statute of limitations, dog bite victims must file a claim within three years of the date of injury. While three years might seem like a long time, it can take weeks or months to prepare a strong dog bite case. That’s why you need to act quickly after a dog bite and consult a skilled attorney immediately.
Talk to an Experienced Dog Bite Lawyer in Jackson, MS Today
Attorney Derek Hall understands the physical, emotional, and financial pain you may be experiencing. If you suffered a dog bite in Jackson, Mississippi, we want to help you hold the owner accountable and pursue an insurance claim against them on your behalf. Contact Derek L. Hall, PC today to speak with an experienced dog bite lawyer in Jackson at no cost or obligation.
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